Hablamos Español · Nagsasalita kami ng TagalogYou may not have to pay the court filing fee — ask us, it takes five minutes·Nothing up front — you pay when your papers are ready to file
BRAND NEW · COMING SOONThe Paralegal Desk — a document desk for California attorneys only.For Attorneys →
Home  ›  Bankruptcy Documents

Los Angeles Bankruptcy Document Preparation

Get a fresh start with affordable Chapter 7 bankruptcy document preparation. 640 Chapter 7 cases successfully filed with the U.S. Central District Bankruptcy Court.

Call (818) 649-6024 Free Consultation Start Online Intake

You may not have to pay the court’s filing fee.

California waives court filing fees for people below certain income levels — and that fee is often larger than our price. We prepare fee-waiver applications, and we will tell you in about five minutes whether you are likely to qualify.

And flat fee means flat fee. If the court sends a document back, we revise it and resubmit it at no additional cost to you. No hourly billing. No revision fees. No second invoice.

Ask us — it takes five minutes →
We never take payment up front.We prepare your entire Chapter 7 petition packet first — every schedule, every statement, every form. We charge you only when that packet is complete and in your hands, ready for you to take to the bankruptcy courthouse and file. Not before.No deposit. No retainer. See exactly when we charge on every matter type →
Free Tools — No Sign-Up

Answer your own question first.

Every tool below is free and runs right in your browser. Put in your numbers, get your answer in about a minute, then download it as a PDF to keep or bring to your consultation.

Free tool Chapter 7 Means Test Calculator Check your household income against the California median and see whether you are likely to qualify for Chapter 7. Check if you qualify → Free tool Chapter 7 Timeline See what actually happens after you file — petition, 341(a) meeting, courses, discharge — and roughly when. See the timeline → Free tool Courthouse Filing Locator Find the right courthouse and division for your case, with the address and what that division expects. Find my courthouse →

No email address required. Nothing you enter is stored. Every result can be downloaded as a PDF.

Affordable Chapter 7 Bankruptcy Document Preparation

Overwhelmed by debt, wage garnishment, or creditor harassment? Filing for bankruptcy may be your fresh start. Our Los Angeles bankruptcy paralegals prepare complete, court-ready petitions for the U.S. Central District Bankruptcy Court — using the same software licensed to attorneys, at a fraction of the cost.

We have successfully prepared 640 Chapter 7 bankruptcy cases, and every petition we've filed has been approved. Best of all, you won't appear in court in front of a judge.

What's Included in Our Bankruptcy Service

One Price. Flat-Fee Pricing.
Chapter 7 Bankruptcy: $300 flat the standard Los Angeles LDA rate — we never charge more
  • No hidden fees: whatever we quote you upfront is exactly what you pay
  • We prepare your complete bankruptcy paperwork before you pay anything
  • "Express" filing: your paperwork ready in 48 hours once we have everything we need from you

The $338 court filing fee is paid directly to the court, not to us. Qualify for a bankruptcy fee waiver and you may not owe it at all — and if you don't qualify, the court allows the $338 to be paid in 4 installments. The two required credit counseling courses run $25 and $35 through the provider, with no markup from us.

The Chapter 7 Bankruptcy Filing Process

01

Free Consultation & Eligibility Check

Review debts, income and assets to confirm you qualify for Chapter 7 — behind on payments, maxed-out cards, wage garnishment, or foreclosure risk are common triggers. A flat-rate quote is confirmed here.

02

Credit Counseling Course

Complete an approved credit counseling course within 180 days before filing — the certificate is required to submit the petition.

03

Questionnaire, Documents & Means Test

Pull credit reports, list every debt and asset, and run the Means Test to confirm your income qualifies for Chapter 7.

04

File the Voluntary Petition

Filed with the U.S. Bankruptcy Court, Central District of California: Voluntary Petition (Form 101), Schedules A–J, Statement of Financial Affairs, Means Test, and the Creditor & Mailing Matrix.

$338 filing feeFee waiver available
05

Automatic Stay Takes Effect

Filing immediately halts wage garnishment, collection calls, evictions and foreclosure proceedings while the case is open.

06

341 Meeting of Creditors

Roughly 4–6 weeks after filing, the trustee reviews the case by phone. No judge, no courtroom appearance — most meetings run a few minutes.

07

Second Financial Course

Complete the second required course — debtor education — any time after filing and before discharge.

08

Discharge Order

Typically 60–90 days after the 341 meeting, the court enters the discharge order — eligible debts are wiped out. Total time from filing: about 3–4 months.

Frequently Asked Questions

Do I qualify for Chapter 7 bankruptcy in Los Angeles?

Most debtors qualify with our flat-fee filing. Even homeowners with less than roughly $600,000 in equity can often file Chapter 7. If you're behind on payments, only making minimum payments, or facing wage garnishment, you may be a strong candidate. We review your eligibility during a free case evaluation.

How much does Chapter 7 bankruptcy cost?

We never charge more than $300 plus the $338 court filing fee to prepare and assist with your Chapter 7 petition. Attorneys typically charge $1,500 or more for the same service.

Will I have to go to court?

No. With our preparation, you will not appear in court in front of a judge. You will attend a 341 Meeting of Creditors, which is now typically held over the phone, and we provide a tested guide with sample questions.

Can bankruptcy stop my wage garnishment?

Yes. If you've received a wage garnishment notice, filing for bankruptcy at the right time can stop the garnishment. In California a creditor can garnish up to 25% of your monthly income, so timing matters — contact us right away.

What Clients Say on Yelp

★★★★★
“I was referred to Los Angeles Paralegals by a friend, on a very tough time for me. I had a wage garnishment letter from court in my hand. And didn't know what to do, Los Angeles Paralegals explained to me all my options and helped me make a wise decision. He helped me with my Bankruptcy paperwork, explained all the procedure to me in "baby steps" after filing for the bankruptcy he helped me to also do the reaffirmation for my car so the bank won't take it and I will receive credit for making payments on my credit history. He also answered every minor and major questions I had about pretty much everything about my case and my situation. And everything was done for a very small fee.”

— Davit M. Yelp Review

★★★★★
“After inquiring with a number of different paralegal services around the Los Angeles area, I found Los Angeles Paralegals to be the most professional and confident. Los Angeles Paralegals is very friendly, took the time to explain the legal process and answer a long list of questions. The cost for their services is also very affordable. I would highly recommend Los Angeles Paralegals.”

— Mike K. Yelp Review

Worth Reading Before You File

Guides that help you decide how to approach your case — written by us, not scraped.

01 Can You File Bankruptcy Online Without a Lawyer? Paper filing, eSR, and the Electronic Drop Box — plus the two clocks that cause most self-filed dismissals. 02 How to File Chapter 7 Bankruptcy in Los Angeles Without a Lawyer Qualification and the means test, California’s 703 and 704 exemptions, required forms, and the 341 meeting. 03 How to Stop Wage Garnishment in California Through Bankruptcy How the automatic stay works, why the filing date is the date that counts, and what happens to money already taken.

Ready to Get Started?

Free consultation · Flat-rate pricing

Call (818) 649-6024
Notice

Los Angeles Paralegals is a document preparation service — not a law firm. We do not provide legal advice, legal representation, or legal counsel of any kind. All documents are prepared based on information you provide. We strongly recommend consulting a licensed California attorney for advice specific to your circumstances.

I prepare bankruptcy documents for clients filing at every courthouse in Los Angeles County — from Lancaster and Chatsworth to Long Beach, Torrance and Pomona. See all courthouses and what each one handles →

Find Los Angeles Paralegals

Los Angeles Paralegals · 501 W Glenoaks Blvd Ste 534, Glendale, CA 91202

(818) 649-6024 · Monday – Sunday, 8:00 AM – 8:00 PM PT

Facebook Instagram LinkedIn Yelp